Value & condition
Purchase documents, a recent valuation and details of restoration or modifications give a clearer picture of the vehicle.
Personal advice
For the car. And the way you drive.
A daily driver and a carefully kept classic have different lives. We begin with the car’s value, its condition and how often you take it out.
From the basis of valuation to repair arrangements, we help you understand the choices in a proposal before you decide.
What we discuss
Mileage & drivers
We discuss daily or occasional use, expected mileage and who will drive the car.
Storage & repairs
Where the car is kept and how repairs are arranged are practical details worth checking before choosing a policy.
Your proposal and policy documents set out the cover, insured amounts and conditions.
Keeping things up to date
A different car. A fresh look.
Adding a car, planning a restoration or taking a longer trip abroad? We can review your existing arrangements and discuss what needs to change.
Contact your adviserUseful for our first conversation
- Registration and vehicle specification
- Purchase price or recent valuation
- Drivers, mileage and overnight storage
Not everything to hand? We can start with a conversation.
A few practical answers
Good to know.
Have a different question? We are happy to talk it through.
Ask us a questionHow is the insured value determined?
The basis of value varies by policy and vehicle. We explain the proposed method and whether a valuation is required, including any conditions for agreed-value arrangements.
Can I choose my own repair specialist?
Repair arrangements differ between insurers. If a particular workshop matters to you, tell us at the outset so we can check the proposal against that preference.
What if I drive the car abroad?
We review the countries included in the policy and any relevant limits. Tell us about an extended stay, transport of the car or changes in how it will be used.
SeaSecure
Let’s look at it together.
A new purchase or a review of your existing insurance.